your dream home
The Power of Homeownership
Being prepared is one of the smartest things you can do to help the home buying process run smoothly. Getting prequalified for a mortgage gives you an idea of what your loan program and the amount you could borrow might look like in advance. This can give you a big advantage at different stages of your house hunt, from helping you prepare your budget and set your expectations, to strengthening your negotiating position with the seller when you’re making an offer on a home.
what to do
Regardless of the loan amount you’re prequalified for, stick to your budget and the amount you can comfortably afford. Your lender may prequalify you for more than you think you can comfortably afford. If this happens, you can always scale back to a lower loan amount. You’re not obligated to share your prequalification amount with real estate professionals, so simply ask them to only show you homes in the price range that fits your financial comfort zone.
Why Get Pre-Qualified
Once you’ve built your budget and know how much of a monthly payment you can comfortably afford, getting prequalified allows you to estimate the loan amount and type that’s right for you. Then, when you’re searching for a home, you’ll know which homes are in your price range.
fill out our quick form and get pre qualified in as little as 15 minutes
Why Choose My Prime Mortgage
My Prime Mortgage has over 50 Years of Mortgage Experience here in Florida. We know the market and we know how to make sure you get the home you need.
what they say
My Prime Mortgage LLC Client Testimonials
My Prime Mortgage was amazing we are coming up on our one year anniversary with buying alud forever home . In the midst of planning our wedding last year and buying our home . They made everything as easy as possible, she was always available when we needed to get in contact with her whether if we needed to get in contact by phone or email . We are very happy with the experience we had .! Thank you again 💗
Esperanza is a wonderful person and her company is very dedicated to thier clients. Esperanza and her team stayed committed through our whole process. Thier attitude never changed and thier personality was always pleasent. We will always consider working with Prime Lending again.
I am delighted for the service and unique attention Esperanza provided to me during the process. Esperanza has such a sophisticated way to explain with details and clear understanding of every program and option available for me. As a professional and busy Mom, I needed simplicity and quick respond and I felt confident from beginning to closing. Because my great experience I would choose her again and recommend Esperanza and her team to my friends and family for any mortgage needs. Thank you for making the purchase of my new home a happy journey. Now I really enjoy my cup of coffee every morning in my Home!
I am really happy to have worked with prime lending. After applying with other lenders with no positive results, prime lending made our dream come true. We found our first home 26 days later we closed on our home. Thank you prime lending for your professionalism and always answering and returning all of our calls and concerns youve made our experience a good one and we would never forget you.
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My Prime Mortgage is Florida's Premier Mortgage Company
Refinancing, 1st Mortgages, FHA, VA, USDA; we have the solutions you need for your Residential Lending Needs
Contact Us For Info
If you have questions prior to applying, feel free to contact us here